Triple Layer Cracker Toffee Bars Recipe
Introduction
Triple Layer Cracker Toffee Bars are a delightful combination of buttery caramel, crisp crackers, and rich chocolate. This no-bake treat is perfect for satisfying your sweet tooth with layers of texture and flavor. Easy to make and irresistible to share, they’re a great option for any occasion.

Ingredients
- 1 box Club Crackers
- 1 (14 oz) can Sweetened Condensed Milk
- 1 cup Brown Sugar
- 1/2 cup Butter
- 1/4 cup Milk
- 2 cups Milk Chocolate Chips
Instructions
- Step 1: Line a 9 x 13-inch pan with aluminum foil, leaving the edges hanging over the sides. Spray the foil with non-stick spray to prevent sticking.
- Step 2: Arrange a single layer of Club Crackers along the bottom of the prepared pan.
- Step 3: In a saucepan over low heat, combine the sweetened condensed milk, brown sugar, butter, and milk. Stir frequently as the butter melts.
- Step 4: Once the butter has melted, increase the heat to medium-high and cook the mixture for 5 minutes, stirring constantly to prevent burning.
- Step 5: Pour one-third of the caramel mixture evenly over the first layer of crackers and spread gently.
- Step 6: Add a second layer of Club Crackers on top of the caramel. Pour half of the remaining caramel over these crackers and spread evenly.
- Step 7: Add the final layer of Club Crackers. Pour the remaining caramel evenly over the top and spread to cover.
- Step 8: Melt the milk chocolate chips in the microwave in 30-second intervals, stirring between each, until smooth and fully melted.
- Step 9: Pour and spread the melted chocolate evenly over the top layer of caramel.
- Step 10: Refrigerate the pan until the bars are fully set and hardened.
- Step 11: When ready to serve, lift the bars from the pan using the foil edges, turn upside down onto parchment paper so the chocolate side is down, and cut into squares for clean edges.
Tips & Variations
- For a nutty twist, sprinkle chopped pecans or walnuts over the caramel layers before adding the chocolate.
- Use dark or white chocolate chips instead of milk chocolate for different flavor profiles.
- If you prefer a saltier balance, lightly sprinkle sea salt over the melted chocolate before chilling.
- Make sure to stir the caramel mixture constantly during cooking to avoid burning and to achieve a smooth texture.
Storage
Store the toffee bars in an airtight container in the refrigerator for up to one week. Allow them to come to room temperature for a few minutes before serving for the best texture. These bars can also be frozen for up to one month; thaw in the refrigerator before cutting.
How to Serve

Serve this delicious recipe with your favorite sides.
FAQs
Can I use a different type of cracker?
Yes, while Club Crackers are traditional for this recipe, you can substitute with similar salted buttery crackers like Ritz for a comparable texture and flavor.
Why do I turn the bars upside down before cutting?
Turning the bars upside down so the chocolate side is down helps create cleaner cuts and prevents the chocolate layer from cracking or sticking to the knife.
Print
Triple Layer Cracker Toffee Bars Recipe
- Total Time: 25 minutes plus chilling time
- Yield: 24 bars 1x
Description
Triple Layer Cracker Toffee Bars combine the sweetness of caramel toffee with the crunchy texture of Club Crackers and a smooth topping of melted milk chocolate, creating a decadent multi-layered dessert that’s easy to make and perfect for sharing.
Ingredients
Base and Layers
- 1 box Club Crackers
Caramel Toffee Mixture
- 1 (14 oz) can Sweetened Condensed Milk
- 1 cup Brown Sugar
- 1/2 cup Butter
- 1/4 cup Milk
Chocolate Topping
- 2 cups Milk Chocolate Chips
Instructions
- Prepare Pan: Line a 9 x 13-inch pan with aluminum foil, ensuring the edges extend over the sides for easy removal later, and spray the foil with non-stick spray to prevent sticking.
- First Layer of Crackers: Arrange a layer of Club Crackers evenly across the bottom of the prepared pan to form the base layer.
- Make Caramel Mixture: In a saucepan over low heat, combine the sweetened condensed milk, brown sugar, butter, and milk. Stir continuously as the butter melts to ensure all ingredients combine smoothly.
- Cook Caramel: Once the butter has melted, increase the heat to medium-high and cook the mixture for 5 minutes, stirring constantly to prevent burning and create a thick caramel consistency.
- Layer Caramel and Crackers: Pour one-third of the caramel mixture over the first cracker layer and spread evenly. Then add a second layer of Club Crackers on top, followed by half of the remaining caramel mixture spread evenly. Add the final layer of crackers, then pour and spread the remaining caramel evenly over the top.
- Melt Chocolate: Microwave the milk chocolate chips in 30-second intervals, stirring between each, until the chocolate is fully melted and smooth.
- Add Chocolate Topping: Spread the melted chocolate evenly over the final caramel layer to create a glossy, delicious topping.
- Chill and Set: Place the assembled bars in the refrigerator and let them harden completely for best results.
- Cut and Serve: When set, remove bars by lifting the foil edges, invert onto parchment paper with the chocolate side down, and cut into bars for cleaner edges and easy serving.
Notes
- Use non-stick spray on the foil to prevent caramel from sticking and to make removal easier.
- Constant stirring during caramel cooking is crucial to avoid burning and to achieve the perfect texture.
- Cutting the bars chocolate-side down helps to create neat, clean pieces.
- Store bars in an airtight container refrigerated to maintain freshness and texture.
- Allow bars to fully cool and set before slicing to avoid melting or crumbling.
- Prep Time: 10 minutes
- Cook Time: 15 minutes
- Category: Dessert
- Method: Stovetop
- Cuisine: American
Keywords: toffee bars, cracker toffee, caramel dessert, chocolate toffee bars, no bake bars, easy dessert recipe

